Welcome to Cranbrook Realtors

Welcome to My Website


Welcome to your source for Franklin, and all of Oakland County real estate. Whether you're a first time buyer or a seasoned buyer/seller, I will strive to make your real estate experience with me as stress free, informative and enjoyable as possible.

We know that buying or selling a home is an important decision.  I can provide you with the expert advice you need to make the best and most well informed decision possible.  I am committed to providing you with the best level of service in finding your new home or selling your existing home.

I can help you beat other homebuyers to the hottest new homes for sale with our New Listings Notification.

If you are considering selling, I can provide you with a FREE Home Evaluation to make an informed decision. My affiliation with Point2Agent will give your listing maximum exposure on over two dozen public websites. In addition to Realtor.com and MoveinMichigan, your home will also be featured on Zillow, Trulia, HomeFinder, Google Homes, Yahoo Real Estate, AOL Real Estate, hotpads, Craig'sList and many more.

Whether you are looking to buy or sell, I am here to help.  I bring our outstanding service and expertise to every potential transaction and I'm eager to help you with your next purchase or sale.

I will work diligently to earn your business and look forward to assisting you further.

Thank you for visiting my website.  Please feel free to browse through all of our listings in the area you choose.

JIM STEVENSON

 


Calculators


Let us help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.


Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

Required Fields
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
Estimate Insurance to 0.43% of Cost
Annual Property Tax:  $  
Estimate Tax to 1.2% of Cost
Monthly Income:  $
Monthly Debt:  $
Optional Fields
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $
Results
  Receive this Detailed Analysis

Your Monthly Payments
 
Loan Amount:
Loan Insurance (%):
Total Loan (Mortgage) Amount:
 
Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:
Income Needed to Qualify for the Mortgage
Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:
What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:
 
Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] /
(monthly interest rate/ function of interest rate)
Renting
Monthly Rent: $
Annual Rental Increases:  %
Monthly Renter Insurance: $
Savings or Investment Rate:  %
 
Owning
Planned # of years in home: 
Yearly appreciation of the home:  %
Annual home maintenance:  %

Franklin, MI


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